CYCLE
INSURANCE

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Our Cycle Insurance

At Wiggle, we love bikes. That’s why we’ve developed Wiggle Cycle Insurance, we want people to experience the joy of cycling without having to worry about the bad stuff. We’ve made it easy for cyclists to find the right policy for their ride and their pocket. We offer two straightforward policies packed with extensive benefits to provide cyclists with cover they can rely on, exceptional value, and a claims service to get you back on your bike as quickly as possible, should you need it. Enjoy your ride in the knowledge that you have the right cover.

ESSENTIAL COVER

Our Essential Cover Insurance policy has been designed to include what we think every cyclist may need in bicycle insurance. All for $100 per annum. Essential Cover provides the below insurance benefits and limits:

Medical cover

$1,000 non Medicare medical cost cover for personal accident

Theft

$1.5k accidental damage or theft of your bike

Property

$10m for Third Party property damage

Third party

$10m for Third Party bodily injury

Personal Accident

Death Lump Sum or Permanent Loss $10k

For more information read the Essential Cover Product Disclosure Statement.

COMPREHENSIVE COVER

Our Comprehensive Cover insurance policy has been designed for the racer who likes to travel overseas and needs some extra cover for their beloved bike. Comprehensive Cover provides all the benefits of Essential Cover, plus more:

Damage and Theft

Up to $30K worth of accidental bike damage and theft

Travel

Cover whilst travelling overseas

Racing

Racing cover

Parts

Custom parts and accessories

Rack cover

Bicycle rack cover

New for old

New for old replacement (first two years)

For more information read the Comprehensive Cover Product Disclosure Statement.

Compare Our Products

We’ve made it easier for you to choose the cycle insurance you need for your ride. Our simple table clearly shows what is (and what isn’t) included in our two cycle insurance packages and the maximum benefits that apply.

Essential Cover
Comprehensive Cover
Price Per Year
$100
Varies – Quote generated depending on value of bike/s
Accidental damage
$1,500
$30,000
Malicious damage
$1,500
$30,000
Theft at or away from home
$1,500
$30,000
Loss and damage in transit
$1,500
$30,000
Overseas riding
-
Racing
-
New for old (first 2 years)
-
Road hazard
-
Bicycle rack cover
-
Worldwide extension
-
*Custom parts
-
*Additional wheelsets
-
*Accessories
-
Personal Accident : Non-Medicare medical costs
$10,000
$10,000
3rd Party Property Cover
$10,000,000
$10,000,000
3rd Party Bodily Injury Cover
$10,000,000
$10,000,000
Permanent injury
up to $10,000
up to $10,000
Death lump sum payment
$10,000
$10,000
* For more information read the Comprehensive Cover
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